Flexible Financing for Your Dream Renovation
Don't let budget constraints delay your home transformation. We partner with EnerBank USA, a leading national lender specializing in home improvement financing, to offer flexible financing options that fit your budget and timeline. Whether you're planning a complete kitchen renovation with custom cabinets and granite countertops, a luxurious bathroom remodel, or installing new hardwood floors throughout your home, our financing programs make it possible to start your project now and pay over time with comfortable monthly payments.
Smart Financing for Smart Home Improvements
Home renovation is one of the best investments you can make, increasing both your property value and quality of life. At 1 Stop Painting & Contracting, we believe financial constraints shouldn't prevent you from creating the home you deserve. That's why we've partnered with EnerBank USA to provide accessible financing solutions for projects of all sizes.
Our financing programs are designed specifically for home improvement projects, offering competitive rates, flexible terms, and quick approval processes. Whether you need short-term financing with our 12-month same-as-cash option or prefer lower monthly payments with our extended term loans, we have a solution that fits your budget. Many of our clients are surprised to learn they can afford their dream renovation sooner than expected with our financing options.
The application process is simple and secure, with most customers receiving a credit decision within minutes. Once approved, you can lock in your rate and begin your renovation immediately. There are no prepayment penalties, so you can pay off your loan early without additional fees. Plus, investing in home improvements often provides tax benefits and energy savings that help offset the cost of financing.
Making Home Renovation Affordable
We understand that quality renovations are an investment. Our financing partnerships help make your dream project a reality without depleting your savings or emergency funds.
Quick Pre-Qualification
Get pre-qualified in minutes with our trusted financing partner, EnerBank USA.
Flexible Terms
Choose from multiple loan terms and payment options that work with your budget.
Start Immediately
Once approved, we can begin your renovation project right away without delays.
Choose the Plan That Works for You
All financing provided by Regions Bank d/b/a EnerBank USA, Member FDIC. Subject to credit approval.
12 Month Same-As-Cash
Perfect for smaller projects with quick payoff plans.
- Interest starts accruing when funds are disbursed
- Interest is waived if repaid in 365 days
- First payment due 365 days after disbursement
- Minimum loan amounts apply
* All rates and terms are subject to change and credit approval. APR rates effective as of November 2023. Minimum loan amounts apply. Credit and loans provided by Regions Bank d/b/a EnerBank USA, Member FDIC, located at 650 S Main St, Suite 1000, Salt Lake City, UT 84101.
How Our Financing Works
Getting approved for your renovation financing is quick and straightforward.
Get Your Estimate
Schedule a free consultation and receive your detailed renovation estimate.
Choose Financing
Select the financing option that best fits your budget and timeline.
Get Approved
Complete the quick pre-qualification process with EnerBank USA.
Start Your Project
Begin your renovation immediately with our family-owned team.